City Comparison

Meridian vs Nampa

Cost of Living Comparison · 2026

Meridian

Idaho
120
Above Average
$509,000
Median Home
$1,725/mo
Median Rent
$99,700
Median Income

Nampa

Idaho
105
Average
$371,000
Median Home
$1,500/mo
Median Rent
$74,300
Median Income

The Verdict

14.3%

Living in Nampa costs 14.3% less than Meridian. To match the purchasing power of a $75,000 salary in Meridian, you would need $65,625 in Nampa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
154
Meridian
104
Nampa
Groceries
104
Meridian
105
Nampa
Utilities
86
Meridian
83
Nampa
Transportation
113
Meridian
113
Nampa
Healthcare
103
Meridian
102
Nampa

Salary Equivalence

A $75,000 salary in Meridian has the same purchasing power as $65,625 in Nampa.

Conversely, $75,000 in Nampa equals $85,714 in Meridian.

Living in Meridian vs Nampa

Housing Costs

Meridian's housing index of 154 is higher Nampa's 104, translating to median home prices of $509,000 vs $371,000. The $138,000 difference in home prices means roughly $8,976 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,725/mo in Meridian compared to $1,500/mo in Nampa, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 104 in Meridian and 105 in Nampa. A household spending the national average of $475/month on groceries would pay approximately $494/month in Meridian vs $499/month in Nampa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 86 in Meridian and 83 in Nampa. Monthly utility bills average approximately $344 in Meridian vs $332 in Nampa. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 103 in Meridian and 102 in Nampa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $99,700 in Meridian and $74,300 in Nampa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $83,083 and $70,762 respectively. Meridian residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,326/month to housing in Meridian vs $1,734/month in Nampa. In Meridian, median rent of $1,725/mo fits within this budget. In Nampa, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 50 index points — focus your budget analysis there.

Frequently Asked Questions

Nampa is 14.3% more affordable overall with an index of 105 vs 120.
A $75,000 salary in Meridian has equivalent purchasing power to approximately $65,625 in Nampa, based on the cost of living difference.
Meridian's housing index is 154 with median homes at $509,000, while Nampa's is 104 with median homes at $371,000.

Moving & Relocation Resources

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