City Comparison

Meridian vs Missoula

Cost of Living Comparison · 2026

Meridian

Idaho
120
Above Average
$509,000
Median Home
$1,725/mo
Median Rent
$99,700
Median Income

Missoula

Montana
115
Above Average
$460,000
Median Home
$1,400/mo
Median Rent
$49,234
Median Income

The Verdict

4.3%

Living in Missoula costs 4.3% less than Meridian. To match the purchasing power of a $75,000 salary in Meridian, you would need $71,875 in Missoula.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
154
Meridian
141
Missoula
Groceries
104
Meridian
103
Missoula
Utilities
86
Meridian
89
Missoula
Transportation
113
Meridian
101
Missoula
Healthcare
103
Meridian
102
Missoula

Salary Equivalence

A $75,000 salary in Meridian has the same purchasing power as $71,875 in Missoula.

Conversely, $75,000 in Missoula equals $78,261 in Meridian.

Living in Meridian vs Missoula

Housing Costs

Meridian's housing index of 154 is higher Missoula's 141, translating to median home prices of $509,000 vs $460,000. The $49,000 difference in home prices means roughly $3,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,725/mo in Meridian compared to $1,400/mo in Missoula, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 104 in Meridian and 103 in Missoula. A household spending the national average of $475/month on groceries would pay approximately $494/month in Meridian vs $489/month in Missoula. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 86 in Meridian and 89 in Missoula. Monthly utility bills average approximately $344 in Meridian vs $356 in Missoula. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 103 in Meridian and 102 in Missoula. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $99,700 in Meridian and $49,234 in Missoula. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $83,083 and $42,812 respectively. Meridian residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,326/month to housing in Meridian vs $1,149/month in Missoula. In Meridian, median rent of $1,725/mo fits within this budget. In Missoula, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Missoula is 4.3% more affordable overall with an index of 115 vs 120.
A $75,000 salary in Meridian has equivalent purchasing power to approximately $71,875 in Missoula, based on the cost of living difference.
Meridian's housing index is 154 with median homes at $509,000, while Missoula's is 141 with median homes at $460,000.

Moving & Relocation Resources

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