Memphis vs Twin Falls
Cost of Living Comparison · 2026
Memphis
Twin Falls
The Verdict
Memphis is 8.7% less expensive than Twin Falls overall. A household earning $75,000 in Memphis would need approximately $82,143 in Twin Falls to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Memphis has the same purchasing power as $82,143 in Twin Falls.
Conversely, $75,000 in Twin Falls equals $68,478 in Memphis.
Living in Memphis vs Twin Falls
Housing Costs
Memphis's housing index of 63 is lower Twin Falls's 93, translating to median home prices of $155,000 vs $380,000. The $225,000 difference in home prices means roughly $14,628 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Memphis compared to $1,150/mo in Twin Falls, a monthly difference of $150.
Grocery & Food Costs
Grocery expenses index at 93 in Memphis and 98 in Twin Falls. A household spending the national average of $475/month on groceries would pay approximately $442/month in Memphis vs $466/month in Twin Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 88 in Memphis and 85 in Twin Falls. Monthly utility bills average approximately $352 in Memphis vs $340 in Twin Falls. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 92 in Memphis and 94 in Twin Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $41,228 in Memphis and $60,900 in Twin Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,081 and $66,196 respectively. Twin Falls residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $962/month to housing in Memphis vs $1,421/month in Twin Falls. In Memphis, median rent of $1,000/mo exceeds this threshold, suggesting renters may feel stretched. In Twin Falls, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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