⚖️ City Comparison

Memphis vs Orem

Cost of Living Comparison · 2026 Data

Memphis

Tennessee
84
Very Affordable
$155,000
Median Home
$1,000/mo
Median Rent
$41,228
Median Income

Orem

Utah
93
Below Average
$289,000
Median Home
$1,370/mo
Median Rent
$55,800
Median Income

💡 The Verdict

10% Cheaper

Memphis is 10% cheaper than Orem overall. A $75,000 salary in Memphis is equivalent to $83,036 in Orem.

Category-by-Category Breakdown

Index values for Memphis (left) vs Orem (right). National average = 100.

Housing
63
Housing
93
Groceries
93
Groceries
80
Utilities
88
Utilities
89
Transportation
98
Transportation
95
Healthcare
92
Healthcare
90

Detailed Price Comparison

Estimated item-level prices in Memphis versus Orem. Differences shown from Memphis perspective.

ItemMemphisOremDifference
1-Bed Rent$720/mo$990/mo$-270.00
2-Bed Rent$1,000/mo$1,370/mo$-370.00
3-Bed Rent$1,300/mo$1,780/mo$-480.00
Bread (loaf)$2.40$2.39+$0.01
Milk (gallon)$3.74$2.90+$0.84
Eggs (dozen)$3.05$2.55+$0.50
Coffee (latte)$5.47$5.06+$0.41
Gas (gallon)$3.29$3.16+$0.13
Restaurant Meal$13.90$15.88$-1.98

💰 Salary Equivalence

A $75,000 salary in Memphis has the same purchasing power as $83,036 in Orem.

Conversely, $75,000 in Orem equals $67,742 in Memphis.

💼 Take-Home Pay Comparison

Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.

$57,638
Memphis (Tennessee)
$54,112
Orem (Utah)

The $3526 difference is driven by Utah having a higher state income tax rate. Tennessee details → · Utah details →

⚙️ Customize Your Comparison

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Your Weighted Score
84 vs 93

Reading These Numbers: Memphis (84) vs Orem (93)

Memphis at 84 is 16% below the US average, while Orem at 93 is 7% below average. The cost difference between these cities is relatively modest.

In Memphis, the composite index of 84 reflects a weighted calculation where housing carries the most influence at 63, followed by groceries (93), utilities (88), transportation (98), and healthcare (92). Costs are fairly balanced across categories.

For renters: With median rents of $1,000/mo in Memphis and $1,370/mo in Orem, the annual rent difference is approximately $4,440.0. Over a 5-year period, that compounds to $22,200.0 in savings by choosing the more affordable city.

For homebuyers: The $134,000.0 difference in median home prices between Memphis and Orem translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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Making Your Decision: Memphis vs Orem

Choosing between Memphis and Orem involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.

Beyond the numbers shown above, quality of life differences between Memphis and Orem can meaningfully affect your financial picture in ways the index does not capture. Commute time translates to fuel costs and vehicle depreciation. Climate affects utility bills seasonally. Access to public parks and free cultural venues reduces entertainment spending. Consider these secondary financial effects alongside the direct cost comparisons when making your final decision.