City Comparison

Medford vs Yonkers

Cost of Living Comparison · 2026

Medford

Oregon
106
Above Average
$406,000
Median Home
$1,375/mo
Median Rent
$73,200
Median Income

Yonkers

New York
142
Expensive
$635,000
Median Home
$2,200/mo
Median Rent
$80,600
Median Income

The Verdict

25.4%

The cost gap between these cities is 25.4%, with Medford being the more affordable option. A $75,000 income in Medford has equivalent purchasing power to $100,472 in Yonkers.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
139
Medford
203
Yonkers
Groceries
108
Medford
106
Yonkers
Utilities
97
Medford
117
Yonkers
Transportation
108
Medford
116
Yonkers
Healthcare
100
Medford
107
Yonkers

Salary Equivalence

A $75,000 salary in Medford has the same purchasing power as $100,472 in Yonkers.

Conversely, $75,000 in Yonkers equals $55,986 in Medford.

Living in Medford vs Yonkers

Housing Costs

Medford's housing index of 139 is lower Yonkers's 203, translating to median home prices of $406,000 vs $635,000. The $229,000 difference in home prices means roughly $14,880 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Medford compared to $2,200/mo in Yonkers, a monthly difference of $825.

Grocery & Food Costs

Grocery expenses index at 108 in Medford and 106 in Yonkers. A household spending the national average of $475/month on groceries would pay approximately $513/month in Medford vs $504/month in Yonkers. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Medford and 117 in Yonkers. Monthly utility bills average approximately $388 in Medford vs $468 in Yonkers. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 100 in Medford and 107 in Yonkers. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $73,200 in Medford and $80,600 in Yonkers. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,057 and $56,761 respectively. Medford residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,708/month to housing in Medford vs $1,881/month in Yonkers. In Medford, median rent of $1,375/mo fits within this budget. In Yonkers, median rent of $2,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 64 index points — focus your budget analysis there.

Frequently Asked Questions

Medford is 25.4% more affordable overall with an index of 106 vs 142.
A $75,000 salary in Medford has equivalent purchasing power to approximately $100,472 in Yonkers, based on the cost of living difference.
Medford's housing index is 139 with median homes at $406,000, while Yonkers's is 203 with median homes at $635,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases