Medford vs Wilmington

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Medford has the same purchasing power as $73,585 in Wilmington.

Conversely, $75,000 in Wilmington equals $76,442 in Medford.

Living in Medford vs Wilmington

Housing Costs

Medford's housing index of 139 is higher Wilmington's 104, translating to median home prices of $406,000 vs $235,000. The $171,000 difference in home prices means roughly $11,112 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Medford compared to $1,200/mo in Wilmington, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 108 in Medford and 103 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $513/month in Medford vs $489/month in Wilmington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Medford and 106 in Wilmington. Monthly utility bills average approximately $388 in Medford vs $424 in Wilmington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Medford and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $73,200 in Medford and $46,520 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,057 and $44,731 respectively. Medford residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,708/month to housing in Medford vs $1,085/month in Wilmington. In Medford, median rent of $1,375/mo fits within this budget. In Wilmington, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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