City Comparison

Medford vs Sparks

Cost of Living Comparison · 2026

Medford

Oregon
106
Above Average
$406,000
Median Home
$1,375/mo
Median Rent
$73,200
Median Income

Sparks

Nevada
119
Above Average
$500,000
Median Home
$1,475/mo
Median Rent
$67,200
Median Income

The Verdict

10.9%

The cost gap between these cities is 10.9%, with Medford being the more affordable option. A $75,000 income in Medford has equivalent purchasing power to $84,198 in Sparks.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
139
Medford
162
Sparks
Groceries
108
Medford
103
Sparks
Utilities
97
Medford
90
Sparks
Transportation
108
Medford
122
Sparks
Healthcare
100
Medford
88
Sparks

Salary Equivalence

A $75,000 salary in Medford has the same purchasing power as $84,198 in Sparks.

Conversely, $75,000 in Sparks equals $66,807 in Medford.

Living in Medford vs Sparks

Housing Costs

Medford's housing index of 139 is lower Sparks's 162, translating to median home prices of $406,000 vs $500,000. The $94,000 difference in home prices means roughly $6,108 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Medford compared to $1,475/mo in Sparks, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 108 in Medford and 103 in Sparks. A household spending the national average of $475/month on groceries would pay approximately $513/month in Medford vs $489/month in Sparks. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Medford and 90 in Sparks. Monthly utility bills average approximately $388 in Medford vs $360 in Sparks. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Medford and 88 in Sparks. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,200 in Medford and $67,200 in Sparks. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,057 and $56,471 respectively. Medford residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,708/month to housing in Medford vs $1,568/month in Sparks. In Medford, median rent of $1,375/mo fits within this budget. In Sparks, median rent of $1,475/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Medford is 10.9% more affordable overall with an index of 106 vs 119.
A $75,000 salary in Medford has equivalent purchasing power to approximately $84,198 in Sparks, based on the cost of living difference.
Medford's housing index is 139 with median homes at $406,000, while Sparks's is 162 with median homes at $500,000.

Moving & Relocation Resources

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