Medford vs Rochester
Cost of Living Comparison · 2026
Medford
Rochester
The Verdict
The cost gap between these cities is 12.8%, with Rochester being the more affordable option. A $75,000 income in Medford has equivalent purchasing power to $66,509 in Rochester.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Medford has the same purchasing power as $66,509 in Rochester.
Conversely, $75,000 in Rochester equals $84,574 in Medford.
Living in Medford vs Rochester
Housing Costs
Medford's housing index of 139 is higher Rochester's 95, translating to median home prices of $406,000 vs $345,000. The $61,000 difference in home prices means roughly $3,960 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Medford compared to $1,275/mo in Rochester, a monthly difference of $100.
Grocery & Food Costs
Grocery expenses index at 108 in Medford and 103 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $513/month in Medford vs $489/month in Rochester. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Medford and 102 in Rochester. Monthly utility bills average approximately $388 in Medford vs $408 in Rochester. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 100 in Medford and 104 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $73,200 in Medford and $91,500 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,057 and $97,340 respectively. Rochester residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,708/month to housing in Medford vs $2,135/month in Rochester. In Medford, median rent of $1,375/mo fits within this budget. In Rochester, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 44 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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