Medford vs Olathe
Cost of Living Comparison · 2026
Medford
Olathe
The Verdict
Medford is 0.0% less expensive than Olathe overall. A household earning $75,000 in Medford would need approximately $75,000 in Olathe to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Medford has the same purchasing power as $75,000 in Olathe.
Conversely, $75,000 in Olathe equals $75,000 in Medford.
Living in Medford vs Olathe
Housing Costs
Medford's housing index of 139 is higher Olathe's 106, translating to median home prices of $406,000 vs $364,000. The $42,000 difference in home prices means roughly $2,736 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Medford compared to $1,425/mo in Olathe, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 108 in Medford and 96 in Olathe. A household spending the national average of $475/month on groceries would pay approximately $513/month in Medford vs $456/month in Olathe. Olathe offers a meaningful advantage on everyday food costs, saving roughly $684/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Medford and 98 in Olathe. Monthly utility bills average approximately $388 in Medford vs $392 in Olathe. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 100 in Medford and 102 in Olathe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $73,200 in Medford and $114,000 in Olathe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,057 and $107,547 respectively. Olathe residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,708/month to housing in Medford vs $2,660/month in Olathe. In Medford, median rent of $1,375/mo fits within this budget. In Olathe, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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