Medford vs Oklahoma City

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Medford has the same purchasing power as $61,557 in Oklahoma City.

Conversely, $75,000 in Oklahoma City equals $91,379 in Medford.

Living in Medford vs Oklahoma City

Housing Costs

Medford's housing index of 139 is higher Oklahoma City's 68, translating to median home prices of $406,000 vs $195,000. The $211,000 difference in home prices means roughly $13,716 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Medford compared to $1,000/mo in Oklahoma City, a monthly difference of $375.

Grocery & Food Costs

Grocery expenses index at 108 in Medford and 95 in Oklahoma City. A household spending the national average of $475/month on groceries would pay approximately $513/month in Medford vs $451/month in Oklahoma City. Oklahoma City offers a meaningful advantage on everyday food costs, saving roughly $744/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Medford and 92 in Oklahoma City. Monthly utility bills average approximately $388 in Medford vs $368 in Oklahoma City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Medford and 92 in Oklahoma City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $73,200 in Medford and $55,458 in Oklahoma City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,057 and $63,745 respectively. Medford residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,708/month to housing in Medford vs $1,294/month in Oklahoma City. In Medford, median rent of $1,375/mo fits within this budget. In Oklahoma City, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 71 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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