Medford vs Ogden
Cost of Living Comparison · 2026
Medford
Ogden
The Verdict
Living in Medford costs 0.9% less than Ogden. To match the purchasing power of a $75,000 salary in Medford, you would need $75,708 in Ogden.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Medford has the same purchasing power as $75,708 in Ogden.
Conversely, $75,000 in Ogden equals $74,299 in Medford.
Living in Medford vs Ogden
Housing Costs
Medford's housing index of 139 is higher Ogden's 112, translating to median home prices of $406,000 vs $385,000. The $21,000 difference in home prices means roughly $1,368 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Medford compared to $1,250/mo in Ogden, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 108 in Medford and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $513/month in Medford vs $437/month in Ogden. Ogden offers a meaningful advantage on everyday food costs, saving roughly $912/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Medford and 80 in Ogden. Monthly utility bills average approximately $388 in Medford vs $320 in Ogden. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 100 in Medford and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $73,200 in Medford and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,057 and $65,514 respectively. Medford residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,708/month to housing in Medford vs $1,636/month in Ogden. In Medford, median rent of $1,375/mo fits within this budget. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 27 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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