Medford vs New Haven
Cost of Living Comparison · 2026
Medford
New Haven
The Verdict
Medford is 10.2% less expensive than New Haven overall. A household earning $75,000 in Medford would need approximately $83,491 in New Haven to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Medford has the same purchasing power as $83,491 in New Haven.
Conversely, $75,000 in New Haven equals $67,373 in Medford.
Living in Medford vs New Haven
Housing Costs
Medford's housing index of 139 is higher New Haven's 137, translating to median home prices of $406,000 vs $250,000. The $156,000 difference in home prices means roughly $10,140 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Medford compared to $1,400/mo in New Haven, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 108 in Medford and 106 in New Haven. A household spending the national average of $475/month on groceries would pay approximately $513/month in Medford vs $504/month in New Haven. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Medford and 124 in New Haven. Monthly utility bills average approximately $388 in Medford vs $496 in New Haven. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 100 in Medford and 114 in New Haven. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $73,200 in Medford and $42,158 in New Haven. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,057 and $35,727 respectively. Medford residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,708/month to housing in Medford vs $984/month in New Haven. In Medford, median rent of $1,375/mo fits within this budget. In New Haven, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 27 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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