Medford vs Nampa
Cost of Living Comparison · 2026
Medford
Nampa
The Verdict
Nampa is 1.0% less expensive than Medford overall. A household earning $75,000 in Medford would need approximately $74,292 in Nampa to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Medford has the same purchasing power as $74,292 in Nampa.
Conversely, $75,000 in Nampa equals $75,714 in Medford.
Living in Medford vs Nampa
Housing Costs
Medford's housing index of 139 is higher Nampa's 104, translating to median home prices of $406,000 vs $371,000. The $35,000 difference in home prices means roughly $2,280 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Medford compared to $1,500/mo in Nampa, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 108 in Medford and 105 in Nampa. A household spending the national average of $475/month on groceries would pay approximately $513/month in Medford vs $499/month in Nampa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Medford and 83 in Nampa. Monthly utility bills average approximately $388 in Medford vs $332 in Nampa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 100 in Medford and 102 in Nampa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $73,200 in Medford and $74,300 in Nampa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,057 and $70,762 respectively. Nampa residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,708/month to housing in Medford vs $1,734/month in Nampa. In Medford, median rent of $1,375/mo fits within this budget. In Nampa, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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