Side-by-side cost of living comparison for 2026
54% cheaper
Plano is 54% more affordable than Manhattan. A $75,000 salary in Manhattan is equivalent to $34,787 in Plano.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: New York salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Manhattan has a housing index of 421 while Plano sits at 123 (national average = 100). The median home in Manhattan costs $1,150,000 compared to $400,000 in Plano, a difference of $750,000. Monthly rent follows a similar pattern: $4,200 in Manhattan versus $1,700 in Plano.
Groceries and everyday expenses show a notable difference: Manhattan scores 115 while Plano scores 98.
Healthcare costs in Manhattan (112) are higher than Plano (100).
Median household income in Manhattan is $93,651 compared to $96,348 in Plano. When adjusted for cost of living, income goes further in Plano.
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