City Comparison

Manchester vs Sydney

Cost of Living Comparison · 2026

Manchester

New Hampshire
118
Above Average
$350,000
Median Home
$1,600/mo
Median Rent
$65,018
Median Income

Sydney

Australia
105
Average
$825,000
Median Home
$2,050/mo
Median Rent
$60,000
Median Income

The Verdict

12.4%

The cost gap between these cities is 12.4%, with Sydney being the more affordable option. A $75,000 income in Manchester has equivalent purchasing power to $66,737 in Sydney.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
140
Manchester
142
Sydney
Groceries
105
Manchester
95
Sydney
Utilities
114
Manchester
98
Sydney
Transportation
100
Manchester
108
Sydney
Healthcare
112
Manchester
72
Sydney

Salary Equivalence

A $75,000 salary in Manchester has the same purchasing power as $66,737 in Sydney.

Conversely, $75,000 in Sydney equals $84,286 in Manchester.

Living in Manchester vs Sydney

Housing Costs

Manchester's housing index of 140 is lower Sydney's 142, translating to median home prices of $350,000 vs $825,000. The $475,000 difference in home prices means roughly $30,876 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Manchester compared to $2,050/mo in Sydney, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 105 in Manchester and 95 in Sydney. A household spending the national average of $475/month on groceries would pay approximately $499/month in Manchester vs $451/month in Sydney. Sydney offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 114 in Manchester and 98 in Sydney. Monthly utility bills average approximately $456 in Manchester vs $392 in Sydney. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 112 in Manchester and 72 in Sydney. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 40-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $65,018 in Manchester and $60,000 in Sydney. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,100 and $57,143 respectively. Sydney residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,517/month to housing in Manchester vs $1,400/month in Sydney. In Manchester, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Sydney, median rent of $2,050/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 40 index points — focus your budget analysis there.

Frequently Asked Questions

Sydney is 12.4% more affordable overall with an index of 105 vs 118.
A $75,000 salary in Manchester has equivalent purchasing power to approximately $66,737 in Sydney, based on the cost of living difference.
Manchester's housing index is 140 with median homes at $350,000, while Sydney's is 142 with median homes at $825,000.

Moving & Relocation Resources

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