City Comparison

Manchester vs Racine

Cost of Living Comparison · 2026

Manchester

New Hampshire
118
Above Average
$350,000
Median Home
$1,600/mo
Median Rent
$65,018
Median Income

Racine

Wisconsin
88
Below Average
$126,000
Median Home
$1,025/mo
Median Rent
$57,700
Median Income

The Verdict

34.1%

Living in Racine costs 34.1% less than Manchester. To match the purchasing power of a $75,000 salary in Manchester, you would need $55,932 in Racine.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
140
Manchester
66
Racine
Groceries
105
Manchester
97
Racine
Utilities
114
Manchester
94
Racine
Transportation
100
Manchester
90
Racine
Healthcare
112
Manchester
111
Racine

Salary Equivalence

A $75,000 salary in Manchester has the same purchasing power as $55,932 in Racine.

Conversely, $75,000 in Racine equals $100,568 in Manchester.

Living in Manchester vs Racine

Housing Costs

Manchester's housing index of 140 is higher Racine's 66, translating to median home prices of $350,000 vs $126,000. The $224,000 difference in home prices means roughly $14,556 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Manchester compared to $1,025/mo in Racine, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 105 in Manchester and 97 in Racine. A household spending the national average of $475/month on groceries would pay approximately $499/month in Manchester vs $461/month in Racine. Racine offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 114 in Manchester and 94 in Racine. Monthly utility bills average approximately $456 in Manchester vs $376 in Racine. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 112 in Manchester and 111 in Racine. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $65,018 in Manchester and $57,700 in Racine. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,100 and $65,568 respectively. Racine residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,517/month to housing in Manchester vs $1,346/month in Racine. In Manchester, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Racine, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 74 index points — focus your budget analysis there.

Frequently Asked Questions

Racine is 34.1% more affordable overall with an index of 88 vs 118.
A $75,000 salary in Manchester has equivalent purchasing power to approximately $55,932 in Racine, based on the cost of living difference.
Manchester's housing index is 140 with median homes at $350,000, while Racine's is 66 with median homes at $126,000.

Moving & Relocation Resources

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