City Comparison

Manchester vs Morgantown

Cost of Living Comparison · 2026

Manchester

New Hampshire
118
Above Average
$350,000
Median Home
$1,600/mo
Median Rent
$65,018
Median Income

Morgantown

West Virginia
90
Below Average
$259,000
Median Home
$950/mo
Median Rent
$44,700
Median Income

The Verdict

31.1%

Living in Morgantown costs 31.1% less than Manchester. To match the purchasing power of a $75,000 salary in Manchester, you would need $57,203 in Morgantown.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
140
Manchester
81
Morgantown
Groceries
105
Manchester
95
Morgantown
Utilities
114
Manchester
91
Morgantown
Transportation
100
Manchester
99
Morgantown
Healthcare
112
Manchester
88
Morgantown

Salary Equivalence

A $75,000 salary in Manchester has the same purchasing power as $57,203 in Morgantown.

Conversely, $75,000 in Morgantown equals $98,333 in Manchester.

Living in Manchester vs Morgantown

Housing Costs

Manchester's housing index of 140 is higher Morgantown's 81, translating to median home prices of $350,000 vs $259,000. The $91,000 difference in home prices means roughly $5,916 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Manchester compared to $950/mo in Morgantown, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 105 in Manchester and 95 in Morgantown. A household spending the national average of $475/month on groceries would pay approximately $499/month in Manchester vs $451/month in Morgantown. Morgantown offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 114 in Manchester and 91 in Morgantown. Monthly utility bills average approximately $456 in Manchester vs $364 in Morgantown. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 112 in Manchester and 88 in Morgantown. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $65,018 in Manchester and $44,700 in Morgantown. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,100 and $49,667 respectively. Manchester residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,517/month to housing in Manchester vs $1,043/month in Morgantown. In Manchester, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Morgantown, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 59 index points — focus your budget analysis there.

Frequently Asked Questions

Morgantown is 31.1% more affordable overall with an index of 90 vs 118.
A $75,000 salary in Manchester has equivalent purchasing power to approximately $57,203 in Morgantown, based on the cost of living difference.
Manchester's housing index is 140 with median homes at $350,000, while Morgantown's is 81 with median homes at $259,000.

Moving & Relocation Resources

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