City Comparison

Madison vs Sandy

Cost of Living Comparison · 2026

Madison

Wisconsin
106
Above Average
$340,000
Median Home
$1,400/mo
Median Rent
$67,565
Median Income

Sandy

Utah
128
Expensive
$630,000
Median Home
$1,725/mo
Median Rent
$111,200
Median Income

The Verdict

17.2%

The cost gap between these cities is 17.2%, with Madison being the more affordable option. A $75,000 income in Madison has equivalent purchasing power to $90,566 in Sandy.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
115
Madison
189
Sandy
Groceries
101
Madison
100
Sandy
Utilities
97
Madison
88
Sandy
Transportation
103
Madison
106
Sandy
Healthcare
105
Madison
95
Sandy

Salary Equivalence

A $75,000 salary in Madison has the same purchasing power as $90,566 in Sandy.

Conversely, $75,000 in Sandy equals $62,109 in Madison.

Living in Madison vs Sandy

Housing Costs

Madison's housing index of 115 is lower Sandy's 189, translating to median home prices of $340,000 vs $630,000. The $290,000 difference in home prices means roughly $18,852 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Madison compared to $1,725/mo in Sandy, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 101 in Madison and 100 in Sandy. A household spending the national average of $475/month on groceries would pay approximately $480/month in Madison vs $475/month in Sandy. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Madison and 88 in Sandy. Monthly utility bills average approximately $388 in Madison vs $352 in Sandy. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 105 in Madison and 95 in Sandy. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $67,565 in Madison and $111,200 in Sandy. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,741 and $86,875 respectively. Sandy residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,577/month to housing in Madison vs $2,595/month in Sandy. In Madison, median rent of $1,400/mo fits within this budget. In Sandy, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 74 index points — focus your budget analysis there.

Frequently Asked Questions

Madison is 17.2% more affordable overall with an index of 106 vs 128.
A $75,000 salary in Madison has equivalent purchasing power to approximately $90,566 in Sandy, based on the cost of living difference.
Madison's housing index is 115 with median homes at $340,000, while Sandy's is 189 with median homes at $630,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases