Side-by-side cost of living comparison for 2026
17% cheaper
Madison is 17% more affordable than Sacramento. A $75,000 salary in Sacramento is equivalent to $62,109 in Madison.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Wisconsin salaries · California salaries
Housing is typically the biggest factor in any cost-of-living comparison. Madison has a housing index of 115 while Sacramento sits at 163 (national average = 100). The median home in Madison costs $340,000 compared to $450,000 in Sacramento, a difference of $110,000. Monthly rent follows a similar pattern: $1,400 in Madison versus $1,700 in Sacramento.
Groceries and everyday expenses show a narrower gap: Madison scores 101 while Sacramento scores 104. Both cities are close to the national average for grocery costs.
Healthcare costs in Madison (105) are lower than Sacramento (106). Both are close to the national average.
Median household income in Madison is $67,565 compared to $64,660 in Sacramento. When adjusted for cost of living, income goes further in Madison.
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