Madison vs Orem
Cost of Living Comparison · 2026
Madison
Orem
The Verdict
Madison is 9.4% less expensive than Orem overall. A household earning $75,000 in Madison would need approximately $82,783 in Orem to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Madison has the same purchasing power as $82,783 in Orem.
Conversely, $75,000 in Orem equals $67,949 in Madison.
Living in Madison vs Orem
Housing Costs
Madison's housing index of 115 is lower Orem's 147, translating to median home prices of $340,000 vs $528,000. The $188,000 difference in home prices means roughly $12,216 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Madison compared to $1,400/mo in Orem, a monthly difference of $0.
Grocery & Food Costs
Grocery expenses index at 101 in Madison and 98 in Orem. A household spending the national average of $475/month on groceries would pay approximately $480/month in Madison vs $466/month in Orem. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Madison and 92 in Orem. Monthly utility bills average approximately $388 in Madison vs $368 in Orem. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 105 in Madison and 95 in Orem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $67,565 in Madison and $86,000 in Orem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,741 and $73,504 respectively. Orem residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,577/month to housing in Madison vs $2,007/month in Orem. In Madison, median rent of $1,400/mo fits within this budget. In Orem, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 32 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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