City Comparison

Macon vs Wilmington

Cost of Living Comparison · 2026

Macon

Georgia
76
Very Affordable
$194,000
Median Home
$1,050/mo
Median Rent
$47,000
Median Income

Wilmington

North Carolina
103
Average
$320,000
Median Home
$1,400/mo
Median Rent
$48,432
Median Income

The Verdict

26.2%

Living in Macon costs 26.2% less than Wilmington. To match the purchasing power of a $75,000 salary in Macon, you would need $101,645 in Wilmington.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
44
Macon
108
Wilmington
Groceries
101
Macon
101
Wilmington
Utilities
102
Macon
94
Wilmington
Transportation
89
Macon
99
Wilmington
Healthcare
106
Macon
106
Wilmington

Salary Equivalence

A $75,000 salary in Macon has the same purchasing power as $101,645 in Wilmington.

Conversely, $75,000 in Wilmington equals $55,340 in Macon.

Living in Macon vs Wilmington

Housing Costs

Macon's housing index of 44 is lower Wilmington's 108, translating to median home prices of $194,000 vs $320,000. The $126,000 difference in home prices means roughly $8,196 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Macon compared to $1,400/mo in Wilmington, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 101 in Macon and 101 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $480/month in Macon vs $480/month in Wilmington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Macon and 94 in Wilmington. Monthly utility bills average approximately $408 in Macon vs $376 in Wilmington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Macon and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $47,000 in Macon and $48,432 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,842 and $47,021 respectively. Macon residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,097/month to housing in Macon vs $1,130/month in Wilmington. In Macon, median rent of $1,050/mo fits within this budget. In Wilmington, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 64 index points — focus your budget analysis there.

Frequently Asked Questions

Macon is 26.2% more affordable overall with an index of 76 vs 103.
A $75,000 salary in Macon has equivalent purchasing power to approximately $101,645 in Wilmington, based on the cost of living difference.
Macon's housing index is 44 with median homes at $194,000, while Wilmington's is 108 with median homes at $320,000.

Moving & Relocation Resources

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