City Comparison

Macon vs St. Paul

Cost of Living Comparison · 2026

Macon

Georgia
76
Very Affordable
$194,000
Median Home
$1,050/mo
Median Rent
$47,000
Median Income

St. Paul

Minnesota
100
Average
$260,000
Median Home
$1,300/mo
Median Rent
$57,718
Median Income

The Verdict

24.0%

The cost gap between these cities is 24.0%, with Macon being the more affordable option. A $75,000 income in Macon has equivalent purchasing power to $98,684 in St. Paul.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
44
Macon
98
St. Paul
Groceries
101
Macon
103
St. Paul
Utilities
102
Macon
97
St. Paul
Transportation
89
Macon
108
St. Paul
Healthcare
106
Macon
105
St. Paul

Salary Equivalence

A $75,000 salary in Macon has the same purchasing power as $98,684 in St. Paul.

Conversely, $75,000 in St. Paul equals $57,000 in Macon.

Living in Macon vs St. Paul

Housing Costs

Macon's housing index of 44 is lower St. Paul's 98, translating to median home prices of $194,000 vs $260,000. The $66,000 difference in home prices means roughly $4,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Macon compared to $1,300/mo in St. Paul, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 101 in Macon and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $480/month in Macon vs $489/month in St. Paul. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Macon and 97 in St. Paul. Monthly utility bills average approximately $408 in Macon vs $388 in St. Paul. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Macon and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $47,000 in Macon and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,842 and $57,718 respectively. Macon residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,097/month to housing in Macon vs $1,347/month in St. Paul. In Macon, median rent of $1,050/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 54 index points — focus your budget analysis there.

Frequently Asked Questions

Macon is 24.0% more affordable overall with an index of 76 vs 100.
A $75,000 salary in Macon has equivalent purchasing power to approximately $98,684 in St. Paul, based on the cost of living difference.
Macon's housing index is 44 with median homes at $194,000, while St. Paul's is 98 with median homes at $260,000.

Moving & Relocation Resources

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