City Comparison

Lubbock vs Winston-Salem

Cost of Living Comparison · 2026

Lubbock

Texas
83
Very Affordable
$175,000
Median Home
$950/mo
Median Rent
$49,834
Median Income

Winston-Salem

North Carolina
84
Very Affordable
$250,000
Median Home
$1,050/mo
Median Rent
$52,600
Median Income

The Verdict

1.2%

The cost gap between these cities is 1.2%, with Lubbock being the more affordable option. A $75,000 income in Lubbock has equivalent purchasing power to $75,904 in Winston-Salem.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Lubbock
63
Winston-Salem
Groceries
93
Lubbock
97
Winston-Salem
Utilities
96
Lubbock
99
Winston-Salem
Transportation
97
Lubbock
94
Winston-Salem
Healthcare
90
Lubbock
103
Winston-Salem

Salary Equivalence

A $75,000 salary in Lubbock has the same purchasing power as $75,904 in Winston-Salem.

Conversely, $75,000 in Winston-Salem equals $74,107 in Lubbock.

Living in Lubbock vs Winston-Salem

Housing Costs

Lubbock's housing index of 59 is lower Winston-Salem's 63, translating to median home prices of $175,000 vs $250,000. The $75,000 difference in home prices means roughly $4,872 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Lubbock compared to $1,050/mo in Winston-Salem, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 93 in Lubbock and 97 in Winston-Salem. A household spending the national average of $475/month on groceries would pay approximately $442/month in Lubbock vs $461/month in Winston-Salem. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Lubbock and 99 in Winston-Salem. Monthly utility bills average approximately $384 in Lubbock vs $396 in Winston-Salem. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in Lubbock and 103 in Winston-Salem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $49,834 in Lubbock and $52,600 in Winston-Salem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,041 and $62,619 respectively. Winston-Salem residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,163/month to housing in Lubbock vs $1,227/month in Winston-Salem. In Lubbock, median rent of $950/mo fits within this budget. In Winston-Salem, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Lubbock is 1.2% more affordable overall with an index of 83 vs 84.
A $75,000 salary in Lubbock has equivalent purchasing power to approximately $75,904 in Winston-Salem, based on the cost of living difference.
Lubbock's housing index is 59 with median homes at $175,000, while Winston-Salem's is 63 with median homes at $250,000.

Moving & Relocation Resources

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