City Comparison

Lubbock vs Twin Falls

Cost of Living Comparison · 2026

Lubbock

Texas
83
Very Affordable
$175,000
Median Home
$950/mo
Median Rent
$49,834
Median Income

Twin Falls

Idaho
92
Below Average
$380,000
Median Home
$1,150/mo
Median Rent
$60,900
Median Income

The Verdict

9.8%

Living in Lubbock costs 9.8% less than Twin Falls. To match the purchasing power of a $75,000 salary in Lubbock, you would need $83,133 in Twin Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Lubbock
93
Twin Falls
Groceries
93
Lubbock
98
Twin Falls
Utilities
96
Lubbock
85
Twin Falls
Transportation
97
Lubbock
96
Twin Falls
Healthcare
90
Lubbock
94
Twin Falls

Salary Equivalence

A $75,000 salary in Lubbock has the same purchasing power as $83,133 in Twin Falls.

Conversely, $75,000 in Twin Falls equals $67,663 in Lubbock.

Living in Lubbock vs Twin Falls

Housing Costs

Lubbock's housing index of 59 is lower Twin Falls's 93, translating to median home prices of $175,000 vs $380,000. The $205,000 difference in home prices means roughly $13,320 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Lubbock compared to $1,150/mo in Twin Falls, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 93 in Lubbock and 98 in Twin Falls. A household spending the national average of $475/month on groceries would pay approximately $442/month in Lubbock vs $466/month in Twin Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Lubbock and 85 in Twin Falls. Monthly utility bills average approximately $384 in Lubbock vs $340 in Twin Falls. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in Lubbock and 94 in Twin Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,834 in Lubbock and $60,900 in Twin Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,041 and $66,196 respectively. Twin Falls residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,163/month to housing in Lubbock vs $1,421/month in Twin Falls. In Lubbock, median rent of $950/mo fits within this budget. In Twin Falls, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 34 index points — focus your budget analysis there.

Frequently Asked Questions

Lubbock is 9.8% more affordable overall with an index of 83 vs 92.
A $75,000 salary in Lubbock has equivalent purchasing power to approximately $83,133 in Twin Falls, based on the cost of living difference.
Lubbock's housing index is 59 with median homes at $175,000, while Twin Falls's is 93 with median homes at $380,000.

Moving & Relocation Resources

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