City Comparison

Lubbock vs Sugar Land

Cost of Living Comparison · 2026

Lubbock

Texas
83
Very Affordable
$175,000
Median Home
$950/mo
Median Rent
$49,834
Median Income

Sugar Land

Texas
110
Above Average
$456,000
Median Home
$1,625/mo
Median Rent
$128,400
Median Income

The Verdict

24.5%

The cost gap between these cities is 24.5%, with Lubbock being the more affordable option. A $75,000 income in Lubbock has equivalent purchasing power to $99,398 in Sugar Land.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Lubbock
128
Sugar Land
Groceries
93
Lubbock
99
Sugar Land
Utilities
96
Lubbock
96
Sugar Land
Transportation
97
Lubbock
101
Sugar Land
Healthcare
90
Lubbock
96
Sugar Land

Salary Equivalence

A $75,000 salary in Lubbock has the same purchasing power as $99,398 in Sugar Land.

Conversely, $75,000 in Sugar Land equals $56,591 in Lubbock.

Living in Lubbock vs Sugar Land

Housing Costs

Lubbock's housing index of 59 is lower Sugar Land's 128, translating to median home prices of $175,000 vs $456,000. The $281,000 difference in home prices means roughly $18,264 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Lubbock compared to $1,625/mo in Sugar Land, a monthly difference of $675.

Grocery & Food Costs

Grocery expenses index at 93 in Lubbock and 99 in Sugar Land. A household spending the national average of $475/month on groceries would pay approximately $442/month in Lubbock vs $470/month in Sugar Land. Lubbock offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Lubbock and 96 in Sugar Land. Monthly utility bills average approximately $384 in Lubbock vs $384 in Sugar Land. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in Lubbock and 96 in Sugar Land. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,834 in Lubbock and $128,400 in Sugar Land. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,041 and $116,727 respectively. Sugar Land residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,163/month to housing in Lubbock vs $2,996/month in Sugar Land. In Lubbock, median rent of $950/mo fits within this budget. In Sugar Land, median rent of $1,625/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 69 index points — focus your budget analysis there.

Frequently Asked Questions

Lubbock is 24.5% more affordable overall with an index of 83 vs 110.
A $75,000 salary in Lubbock has equivalent purchasing power to approximately $99,398 in Sugar Land, based on the cost of living difference.
Lubbock's housing index is 59 with median homes at $175,000, while Sugar Land's is 128 with median homes at $456,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases