Side-by-side cost of living comparison for 2026
22% cheaper
Lubbock is 22% more affordable than Springfield. A $75,000 salary in Springfield is equivalent to $58,178 in Lubbock.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Texas salaries · Massachusetts salaries
Housing is typically the biggest factor in any cost-of-living comparison. Lubbock has a housing index of 59 while Springfield sits at 106 (national average = 100). The median home in Lubbock costs $175,000 compared to $230,000 in Springfield, a difference of $55,000. Monthly rent follows a similar pattern: $950 in Lubbock versus $1,200 in Springfield.
Groceries and everyday expenses show a notable difference: Lubbock scores 93 while Springfield scores 104.
Healthcare costs in Lubbock (90) are lower than Springfield (114).
Median household income in Lubbock is $49,834 compared to $41,612 in Springfield. When adjusted for cost of living, income goes further in Lubbock.
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