City Comparison

Lubbock vs Springdale

Cost of Living Comparison · 2026

Lubbock

Texas
83
Very Affordable
$175,000
Median Home
$950/mo
Median Rent
$49,834
Median Income

Springdale

Arkansas
87
Below Average
$299,000
Median Home
$1,000/mo
Median Rent
$62,100
Median Income

The Verdict

4.6%

The cost gap between these cities is 4.6%, with Lubbock being the more affordable option. A $75,000 income in Lubbock has equivalent purchasing power to $78,614 in Springdale.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Lubbock
86
Springdale
Groceries
93
Lubbock
97
Springdale
Utilities
96
Lubbock
93
Springdale
Transportation
97
Lubbock
91
Springdale
Healthcare
90
Lubbock
82
Springdale

Salary Equivalence

A $75,000 salary in Lubbock has the same purchasing power as $78,614 in Springdale.

Conversely, $75,000 in Springdale equals $71,552 in Lubbock.

Living in Lubbock vs Springdale

Housing Costs

Lubbock's housing index of 59 is lower Springdale's 86, translating to median home prices of $175,000 vs $299,000. The $124,000 difference in home prices means roughly $8,064 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Lubbock compared to $1,000/mo in Springdale, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 93 in Lubbock and 97 in Springdale. A household spending the national average of $475/month on groceries would pay approximately $442/month in Lubbock vs $461/month in Springdale. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Lubbock and 93 in Springdale. Monthly utility bills average approximately $384 in Lubbock vs $372 in Springdale. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in Lubbock and 82 in Springdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,834 in Lubbock and $62,100 in Springdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,041 and $71,379 respectively. Springdale residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,163/month to housing in Lubbock vs $1,449/month in Springdale. In Lubbock, median rent of $950/mo fits within this budget. In Springdale, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 27 index points — focus your budget analysis there.

Frequently Asked Questions

Lubbock is 4.6% more affordable overall with an index of 83 vs 87.
A $75,000 salary in Lubbock has equivalent purchasing power to approximately $78,614 in Springdale, based on the cost of living difference.
Lubbock's housing index is 59 with median homes at $175,000, while Springdale's is 86 with median homes at $299,000.

Moving & Relocation Resources

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