City Comparison

Lubbock vs Scranton

Cost of Living Comparison · 2026

Lubbock

Texas
83
Very Affordable
$175,000
Median Home
$950/mo
Median Rent
$49,834
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

7.8%

Living in Lubbock costs 7.8% less than Scranton. To match the purchasing power of a $75,000 salary in Lubbock, you would need $81,325 in Scranton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Lubbock
65
Scranton
Groceries
93
Lubbock
98
Scranton
Utilities
96
Lubbock
102
Scranton
Transportation
97
Lubbock
101
Scranton
Healthcare
90
Lubbock
90
Scranton

Salary Equivalence

A $75,000 salary in Lubbock has the same purchasing power as $81,325 in Scranton.

Conversely, $75,000 in Scranton equals $69,167 in Lubbock.

Living in Lubbock vs Scranton

Housing Costs

Lubbock's housing index of 59 is lower Scranton's 65, translating to median home prices of $175,000 vs $195,000. The $20,000 difference in home prices means roughly $1,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Lubbock compared to $1,025/mo in Scranton, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 93 in Lubbock and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $442/month in Lubbock vs $466/month in Scranton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Lubbock and 102 in Scranton. Monthly utility bills average approximately $384 in Lubbock vs $408 in Scranton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in Lubbock and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,834 in Lubbock and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,041 and $55,000 respectively. Lubbock residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,163/month to housing in Lubbock vs $1,155/month in Scranton. In Lubbock, median rent of $950/mo fits within this budget. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 6 index points — focus your budget analysis there.

Frequently Asked Questions

Lubbock is 7.8% more affordable overall with an index of 83 vs 90.
A $75,000 salary in Lubbock has equivalent purchasing power to approximately $81,325 in Scranton, based on the cost of living difference.
Lubbock's housing index is 59 with median homes at $175,000, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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