City Comparison

Lubbock vs Round Rock

Cost of Living Comparison · 2026

Lubbock

Texas
83
Very Affordable
$175,000
Median Home
$950/mo
Median Rent
$49,834
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

17.8%

Living in Lubbock costs 17.8% less than Round Rock. To match the purchasing power of a $75,000 salary in Lubbock, you would need $91,265 in Round Rock.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Lubbock
92
Round Rock
Groceries
93
Lubbock
96
Round Rock
Utilities
96
Lubbock
109
Round Rock
Transportation
97
Lubbock
99
Round Rock
Healthcare
90
Lubbock
96
Round Rock

Salary Equivalence

A $75,000 salary in Lubbock has the same purchasing power as $91,265 in Round Rock.

Conversely, $75,000 in Round Rock equals $61,634 in Lubbock.

Living in Lubbock vs Round Rock

Housing Costs

Lubbock's housing index of 59 is lower Round Rock's 92, translating to median home prices of $175,000 vs $413,000. The $238,000 difference in home prices means roughly $15,468 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Lubbock compared to $1,400/mo in Round Rock, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 93 in Lubbock and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $442/month in Lubbock vs $456/month in Round Rock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Lubbock and 109 in Round Rock. Monthly utility bills average approximately $384 in Lubbock vs $436 in Round Rock. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in Lubbock and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,834 in Lubbock and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,041 and $99,505 respectively. Round Rock residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,163/month to housing in Lubbock vs $2,345/month in Round Rock. In Lubbock, median rent of $950/mo fits within this budget. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.

Frequently Asked Questions

Lubbock is 17.8% more affordable overall with an index of 83 vs 101.
A $75,000 salary in Lubbock has equivalent purchasing power to approximately $91,265 in Round Rock, based on the cost of living difference.
Lubbock's housing index is 59 with median homes at $175,000, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

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