Lubbock vs Round Rock
Cost of Living Comparison · 2026
Lubbock
Round Rock
The Verdict
Living in Lubbock costs 17.8% less than Round Rock. To match the purchasing power of a $75,000 salary in Lubbock, you would need $91,265 in Round Rock.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Lubbock has the same purchasing power as $91,265 in Round Rock.
Conversely, $75,000 in Round Rock equals $61,634 in Lubbock.
Living in Lubbock vs Round Rock
Housing Costs
Lubbock's housing index of 59 is lower Round Rock's 92, translating to median home prices of $175,000 vs $413,000. The $238,000 difference in home prices means roughly $15,468 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Lubbock compared to $1,400/mo in Round Rock, a monthly difference of $450.
Grocery & Food Costs
Grocery expenses index at 93 in Lubbock and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $442/month in Lubbock vs $456/month in Round Rock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Lubbock and 109 in Round Rock. Monthly utility bills average approximately $384 in Lubbock vs $436 in Round Rock. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 90 in Lubbock and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $49,834 in Lubbock and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,041 and $99,505 respectively. Round Rock residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,163/month to housing in Lubbock vs $2,345/month in Round Rock. In Lubbock, median rent of $950/mo fits within this budget. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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