Lowell vs Yuma
Cost of Living Comparison · 2026
Lowell
Yuma
The Verdict
The cost gap between these cities is 42.4%, with Yuma being the more affordable option. A $75,000 income in Lowell has equivalent purchasing power to $52,672 in Yuma.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Lowell has the same purchasing power as $52,672 in Yuma.
Conversely, $75,000 in Yuma equals $106,793 in Lowell.
Living in Lowell vs Yuma
Housing Costs
Lowell's housing index of 152 is higher Yuma's 82, translating to median home prices of $429,000 vs $284,000. The $145,000 difference in home prices means roughly $9,420 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,925/mo in Lowell compared to $1,100/mo in Yuma, a monthly difference of $825.
Grocery & Food Costs
Grocery expenses index at 104 in Lowell and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $494/month in Lowell vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 151 in Lowell and 102 in Yuma. Monthly utility bills average approximately $604 in Lowell vs $408 in Yuma. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 118 in Lowell and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 31-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $79,700 in Lowell and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,840 and $58,804 respectively. Lowell residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,860/month to housing in Lowell vs $1,262/month in Yuma. In Lowell, median rent of $1,925/mo exceeds this threshold, suggesting renters may feel stretched. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 70 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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