City Comparison

Lowell vs Youngstown

Cost of Living Comparison · 2026

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

Youngstown

Ohio
82
Very Affordable
$102,000
Median Home
$725/mo
Median Rent
$34,600
Median Income

The Verdict

59.8%

The cost gap between these cities is 59.8%, with Youngstown being the more affordable option. A $75,000 income in Lowell has equivalent purchasing power to $46,947 in Youngstown.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Lowell
41
Youngstown
Groceries
104
Lowell
98
Youngstown
Utilities
151
Lowell
96
Youngstown
Transportation
108
Lowell
101
Youngstown
Healthcare
118
Lowell
90
Youngstown

Salary Equivalence

A $75,000 salary in Lowell has the same purchasing power as $46,947 in Youngstown.

Conversely, $75,000 in Youngstown equals $119,817 in Lowell.

Living in Lowell vs Youngstown

Housing Costs

Lowell's housing index of 152 is higher Youngstown's 41, translating to median home prices of $429,000 vs $102,000. The $327,000 difference in home prices means roughly $21,252 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,925/mo in Lowell compared to $725/mo in Youngstown, a monthly difference of $1,200.

Grocery & Food Costs

Grocery expenses index at 104 in Lowell and 98 in Youngstown. A household spending the national average of $475/month on groceries would pay approximately $494/month in Lowell vs $466/month in Youngstown. Youngstown offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 151 in Lowell and 96 in Youngstown. Monthly utility bills average approximately $604 in Lowell vs $384 in Youngstown. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Lowell and 90 in Youngstown. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 28-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $79,700 in Lowell and $34,600 in Youngstown. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,840 and $42,195 respectively. Lowell residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,860/month to housing in Lowell vs $807/month in Youngstown. In Lowell, median rent of $1,925/mo exceeds this threshold, suggesting renters may feel stretched. In Youngstown, median rent of $725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 111 index points — focus your budget analysis there.

Frequently Asked Questions

Youngstown is 59.8% more affordable overall with an index of 82 vs 131.
A $75,000 salary in Lowell has equivalent purchasing power to approximately $46,947 in Youngstown, based on the cost of living difference.
Lowell's housing index is 152 with median homes at $429,000, while Youngstown's is 41 with median homes at $102,000.

Moving & Relocation Resources

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