City Comparison

Lowell vs Spokane

Cost of Living Comparison · 2026

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

Spokane

Washington
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$48,834
Median Income

The Verdict

33.7%

Living in Spokane costs 33.7% less than Lowell. To match the purchasing power of a $75,000 salary in Lowell, you would need $56,107 in Spokane.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Lowell
94
Spokane
Groceries
104
Lowell
99
Spokane
Utilities
151
Lowell
98
Spokane
Transportation
108
Lowell
101
Spokane
Healthcare
118
Lowell
102
Spokane

Salary Equivalence

A $75,000 salary in Lowell has the same purchasing power as $56,107 in Spokane.

Conversely, $75,000 in Spokane equals $100,255 in Lowell.

Living in Lowell vs Spokane

Housing Costs

Lowell's housing index of 152 is higher Spokane's 94, translating to median home prices of $429,000 vs $310,000. The $119,000 difference in home prices means roughly $7,740 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,925/mo in Lowell compared to $1,200/mo in Spokane, a monthly difference of $725.

Grocery & Food Costs

Grocery expenses index at 104 in Lowell and 99 in Spokane. A household spending the national average of $475/month on groceries would pay approximately $494/month in Lowell vs $470/month in Spokane. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 151 in Lowell and 98 in Spokane. Monthly utility bills average approximately $604 in Lowell vs $392 in Spokane. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Lowell and 102 in Spokane. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $79,700 in Lowell and $48,834 in Spokane. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,840 and $49,831 respectively. Lowell residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,860/month to housing in Lowell vs $1,139/month in Spokane. In Lowell, median rent of $1,925/mo exceeds this threshold, suggesting renters may feel stretched. In Spokane, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 58 index points — focus your budget analysis there.

Frequently Asked Questions

Spokane is 33.7% more affordable overall with an index of 98 vs 131.
A $75,000 salary in Lowell has equivalent purchasing power to approximately $56,107 in Spokane, based on the cost of living difference.
Lowell's housing index is 152 with median homes at $429,000, while Spokane's is 94 with median homes at $310,000.

Moving & Relocation Resources

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