City Comparison

Lowell vs Sparks

Cost of Living Comparison · 2026

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

Sparks

Nevada
119
Above Average
$500,000
Median Home
$1,475/mo
Median Rent
$67,200
Median Income

The Verdict

10.1%

Living in Sparks costs 10.1% less than Lowell. To match the purchasing power of a $75,000 salary in Lowell, you would need $68,130 in Sparks.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Lowell
162
Sparks
Groceries
104
Lowell
103
Sparks
Utilities
151
Lowell
90
Sparks
Transportation
108
Lowell
122
Sparks
Healthcare
118
Lowell
88
Sparks

Salary Equivalence

A $75,000 salary in Lowell has the same purchasing power as $68,130 in Sparks.

Conversely, $75,000 in Sparks equals $82,563 in Lowell.

Living in Lowell vs Sparks

Housing Costs

Lowell's housing index of 152 is lower Sparks's 162, translating to median home prices of $429,000 vs $500,000. The $71,000 difference in home prices means roughly $4,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,925/mo in Lowell compared to $1,475/mo in Sparks, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 104 in Lowell and 103 in Sparks. A household spending the national average of $475/month on groceries would pay approximately $494/month in Lowell vs $489/month in Sparks. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 151 in Lowell and 90 in Sparks. Monthly utility bills average approximately $604 in Lowell vs $360 in Sparks. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Lowell and 88 in Sparks. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 30-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $79,700 in Lowell and $67,200 in Sparks. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,840 and $56,471 respectively. Lowell residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,860/month to housing in Lowell vs $1,568/month in Sparks. In Lowell, median rent of $1,925/mo exceeds this threshold, suggesting renters may feel stretched. In Sparks, median rent of $1,475/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 61 index points — focus your budget analysis there.

Frequently Asked Questions

Sparks is 10.1% more affordable overall with an index of 119 vs 131.
A $75,000 salary in Lowell has equivalent purchasing power to approximately $68,130 in Sparks, based on the cost of living difference.
Lowell's housing index is 152 with median homes at $429,000, while Sparks's is 162 with median homes at $500,000.

Moving & Relocation Resources

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