City Comparison

Lowell vs Scranton

Cost of Living Comparison · 2026

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

45.6%

The cost gap between these cities is 45.6%, with Scranton being the more affordable option. A $75,000 income in Lowell has equivalent purchasing power to $51,527 in Scranton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Lowell
65
Scranton
Groceries
104
Lowell
98
Scranton
Utilities
151
Lowell
102
Scranton
Transportation
108
Lowell
101
Scranton
Healthcare
118
Lowell
90
Scranton

Salary Equivalence

A $75,000 salary in Lowell has the same purchasing power as $51,527 in Scranton.

Conversely, $75,000 in Scranton equals $109,167 in Lowell.

Living in Lowell vs Scranton

Housing Costs

Lowell's housing index of 152 is higher Scranton's 65, translating to median home prices of $429,000 vs $195,000. The $234,000 difference in home prices means roughly $15,216 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,925/mo in Lowell compared to $1,025/mo in Scranton, a monthly difference of $900.

Grocery & Food Costs

Grocery expenses index at 104 in Lowell and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $494/month in Lowell vs $466/month in Scranton. Scranton offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 151 in Lowell and 102 in Scranton. Monthly utility bills average approximately $604 in Lowell vs $408 in Scranton. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Lowell and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 28-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $79,700 in Lowell and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,840 and $55,000 respectively. Lowell residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,860/month to housing in Lowell vs $1,155/month in Scranton. In Lowell, median rent of $1,925/mo exceeds this threshold, suggesting renters may feel stretched. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 87 index points — focus your budget analysis there.

Frequently Asked Questions

Scranton is 45.6% more affordable overall with an index of 90 vs 131.
A $75,000 salary in Lowell has equivalent purchasing power to approximately $51,527 in Scranton, based on the cost of living difference.
Lowell's housing index is 152 with median homes at $429,000, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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