City Comparison

Lowell vs San Antonio

Cost of Living Comparison · 2026

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

San Antonio

Texas
90
Below Average
$250,000
Median Home
$1,200/mo
Median Rent
$53,420
Median Income

The Verdict

45.6%

Living in San Antonio costs 45.6% less than Lowell. To match the purchasing power of a $75,000 salary in Lowell, you would need $51,527 in San Antonio.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Lowell
78
San Antonio
Groceries
104
Lowell
93
San Antonio
Utilities
151
Lowell
96
San Antonio
Transportation
108
Lowell
101
San Antonio
Healthcare
118
Lowell
95
San Antonio

Salary Equivalence

A $75,000 salary in Lowell has the same purchasing power as $51,527 in San Antonio.

Conversely, $75,000 in San Antonio equals $109,167 in Lowell.

Living in Lowell vs San Antonio

Housing Costs

Lowell's housing index of 152 is higher San Antonio's 78, translating to median home prices of $429,000 vs $250,000. The $179,000 difference in home prices means roughly $11,640 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,925/mo in Lowell compared to $1,200/mo in San Antonio, a monthly difference of $725.

Grocery & Food Costs

Grocery expenses index at 104 in Lowell and 93 in San Antonio. A household spending the national average of $475/month on groceries would pay approximately $494/month in Lowell vs $442/month in San Antonio. San Antonio offers a meaningful advantage on everyday food costs, saving roughly $624/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 151 in Lowell and 96 in San Antonio. Monthly utility bills average approximately $604 in Lowell vs $384 in San Antonio. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Lowell and 95 in San Antonio. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $79,700 in Lowell and $53,420 in San Antonio. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,840 and $59,356 respectively. Lowell residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,860/month to housing in Lowell vs $1,246/month in San Antonio. In Lowell, median rent of $1,925/mo exceeds this threshold, suggesting renters may feel stretched. In San Antonio, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 74 index points — focus your budget analysis there.

Frequently Asked Questions

San Antonio is 45.6% more affordable overall with an index of 90 vs 131.
A $75,000 salary in Lowell has equivalent purchasing power to approximately $51,527 in San Antonio, based on the cost of living difference.
Lowell's housing index is 152 with median homes at $429,000, while San Antonio's is 78 with median homes at $250,000.

Moving & Relocation Resources

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