City Comparison

Lowell vs Salt Lake City

Cost of Living Comparison · 2026

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

Salt Lake City

Utah
107
Above Average
$440,000
Median Home
$1,500/mo
Median Rent
$60,590
Median Income

The Verdict

22.4%

Living in Salt Lake City costs 22.4% less than Lowell. To match the purchasing power of a $75,000 salary in Lowell, you would need $61,260 in Salt Lake City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Lowell
120
Salt Lake City
Groceries
104
Lowell
99
Salt Lake City
Utilities
151
Lowell
88
Salt Lake City
Transportation
108
Lowell
102
Salt Lake City
Healthcare
118
Lowell
97
Salt Lake City

Salary Equivalence

A $75,000 salary in Lowell has the same purchasing power as $61,260 in Salt Lake City.

Conversely, $75,000 in Salt Lake City equals $91,822 in Lowell.

Living in Lowell vs Salt Lake City

Housing Costs

Lowell's housing index of 152 is higher Salt Lake City's 120, translating to median home prices of $429,000 vs $440,000. The $11,000 difference in home prices means roughly $720 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,925/mo in Lowell compared to $1,500/mo in Salt Lake City, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 104 in Lowell and 99 in Salt Lake City. A household spending the national average of $475/month on groceries would pay approximately $494/month in Lowell vs $470/month in Salt Lake City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 151 in Lowell and 88 in Salt Lake City. Monthly utility bills average approximately $604 in Lowell vs $352 in Salt Lake City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Lowell and 97 in Salt Lake City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $79,700 in Lowell and $60,590 in Salt Lake City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,840 and $56,626 respectively. Lowell residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,860/month to housing in Lowell vs $1,414/month in Salt Lake City. In Lowell, median rent of $1,925/mo exceeds this threshold, suggesting renters may feel stretched. In Salt Lake City, median rent of $1,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 63 index points — focus your budget analysis there.

Frequently Asked Questions

Salt Lake City is 22.4% more affordable overall with an index of 107 vs 131.
A $75,000 salary in Lowell has equivalent purchasing power to approximately $61,260 in Salt Lake City, based on the cost of living difference.
Lowell's housing index is 152 with median homes at $429,000, while Salt Lake City's is 120 with median homes at $440,000.

Moving & Relocation Resources

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