City Comparison

Lowell vs Roanoke

Cost of Living Comparison · 2026

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

Roanoke

Virginia
81
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$52,700
Median Income

The Verdict

61.7%

The cost gap between these cities is 61.7%, with Roanoke being the more affordable option. A $75,000 income in Lowell has equivalent purchasing power to $46,374 in Roanoke.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Lowell
57
Roanoke
Groceries
104
Lowell
97
Roanoke
Utilities
151
Lowell
116
Roanoke
Transportation
108
Lowell
98
Roanoke
Healthcare
118
Lowell
91
Roanoke

Salary Equivalence

A $75,000 salary in Lowell has the same purchasing power as $46,374 in Roanoke.

Conversely, $75,000 in Roanoke equals $121,296 in Lowell.

Living in Lowell vs Roanoke

Housing Costs

Lowell's housing index of 152 is higher Roanoke's 57, translating to median home prices of $429,000 vs $225,000. The $204,000 difference in home prices means roughly $13,260 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,925/mo in Lowell compared to $1,075/mo in Roanoke, a monthly difference of $850.

Grocery & Food Costs

Grocery expenses index at 104 in Lowell and 97 in Roanoke. A household spending the national average of $475/month on groceries would pay approximately $494/month in Lowell vs $461/month in Roanoke. Roanoke offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 151 in Lowell and 116 in Roanoke. Monthly utility bills average approximately $604 in Lowell vs $464 in Roanoke. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Lowell and 91 in Roanoke. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 27-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $79,700 in Lowell and $52,700 in Roanoke. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,840 and $65,062 respectively. Roanoke residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,860/month to housing in Lowell vs $1,230/month in Roanoke. In Lowell, median rent of $1,925/mo exceeds this threshold, suggesting renters may feel stretched. In Roanoke, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 95 index points — focus your budget analysis there.

Frequently Asked Questions

Roanoke is 61.7% more affordable overall with an index of 81 vs 131.
A $75,000 salary in Lowell has equivalent purchasing power to approximately $46,374 in Roanoke, based on the cost of living difference.
Lowell's housing index is 152 with median homes at $429,000, while Roanoke's is 57 with median homes at $225,000.

Moving & Relocation Resources

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