City Comparison

Lowell vs Reno

Cost of Living Comparison · 2026

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

Reno

Nevada
111
Above Average
$450,000
Median Home
$1,600/mo
Median Rent
$61,648
Median Income

The Verdict

18.0%

Living in Reno costs 18.0% less than Lowell. To match the purchasing power of a $75,000 salary in Lowell, you would need $63,550 in Reno.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Lowell
133
Reno
Groceries
104
Lowell
102
Reno
Utilities
151
Lowell
93
Reno
Transportation
108
Lowell
105
Reno
Healthcare
118
Lowell
96
Reno

Salary Equivalence

A $75,000 salary in Lowell has the same purchasing power as $63,550 in Reno.

Conversely, $75,000 in Reno equals $88,514 in Lowell.

Living in Lowell vs Reno

Housing Costs

Lowell's housing index of 152 is higher Reno's 133, translating to median home prices of $429,000 vs $450,000. The $21,000 difference in home prices means roughly $1,368 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,925/mo in Lowell compared to $1,600/mo in Reno, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 104 in Lowell and 102 in Reno. A household spending the national average of $475/month on groceries would pay approximately $494/month in Lowell vs $485/month in Reno. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 151 in Lowell and 93 in Reno. Monthly utility bills average approximately $604 in Lowell vs $372 in Reno. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Lowell and 96 in Reno. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $79,700 in Lowell and $61,648 in Reno. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,840 and $55,539 respectively. Lowell residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,860/month to housing in Lowell vs $1,438/month in Reno. In Lowell, median rent of $1,925/mo exceeds this threshold, suggesting renters may feel stretched. In Reno, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 58 index points — focus your budget analysis there.

Frequently Asked Questions

Reno is 18.0% more affordable overall with an index of 111 vs 131.
A $75,000 salary in Lowell has equivalent purchasing power to approximately $63,550 in Reno, based on the cost of living difference.
Lowell's housing index is 152 with median homes at $429,000, while Reno's is 133 with median homes at $450,000.

Moving & Relocation Resources

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