City Comparison

Lowell vs Orlando

Cost of Living Comparison · 2026

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

Orlando

Florida
100
Average
$320,000
Median Home
$1,650/mo
Median Rent
$48,080
Median Income

The Verdict

31.0%

Living in Orlando costs 31.0% less than Lowell. To match the purchasing power of a $75,000 salary in Lowell, you would need $57,252 in Orlando.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Lowell
104
Orlando
Groceries
104
Lowell
103
Orlando
Utilities
151
Lowell
97
Orlando
Transportation
108
Lowell
104
Orlando
Healthcare
118
Lowell
96
Orlando

Salary Equivalence

A $75,000 salary in Lowell has the same purchasing power as $57,252 in Orlando.

Conversely, $75,000 in Orlando equals $98,250 in Lowell.

Living in Lowell vs Orlando

Housing Costs

Lowell's housing index of 152 is higher Orlando's 104, translating to median home prices of $429,000 vs $320,000. The $109,000 difference in home prices means roughly $7,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,925/mo in Lowell compared to $1,650/mo in Orlando, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 104 in Lowell and 103 in Orlando. A household spending the national average of $475/month on groceries would pay approximately $494/month in Lowell vs $489/month in Orlando. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 151 in Lowell and 97 in Orlando. Monthly utility bills average approximately $604 in Lowell vs $388 in Orlando. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Lowell and 96 in Orlando. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $79,700 in Lowell and $48,080 in Orlando. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,840 and $48,080 respectively. Lowell residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,860/month to housing in Lowell vs $1,122/month in Orlando. In Lowell, median rent of $1,925/mo exceeds this threshold, suggesting renters may feel stretched. In Orlando, median rent of $1,650/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 54 index points — focus your budget analysis there.

Frequently Asked Questions

Orlando is 31.0% more affordable overall with an index of 100 vs 131.
A $75,000 salary in Lowell has equivalent purchasing power to approximately $57,252 in Orlando, based on the cost of living difference.
Lowell's housing index is 152 with median homes at $429,000, while Orlando's is 104 with median homes at $320,000.

Moving & Relocation Resources

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