City Comparison

Lowell vs North Charleston

Cost of Living Comparison · 2026

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

North Charleston

South Carolina
102
Average
$347,000
Median Home
$1,525/mo
Median Rent
$61,400
Median Income

The Verdict

28.4%

Living in North Charleston costs 28.4% less than Lowell. To match the purchasing power of a $75,000 salary in Lowell, you would need $58,397 in North Charleston.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Lowell
102
North Charleston
Groceries
104
Lowell
101
North Charleston
Utilities
151
Lowell
120
North Charleston
Transportation
108
Lowell
91
North Charleston
Healthcare
118
Lowell
86
North Charleston

Salary Equivalence

A $75,000 salary in Lowell has the same purchasing power as $58,397 in North Charleston.

Conversely, $75,000 in North Charleston equals $96,324 in Lowell.

Living in Lowell vs North Charleston

Housing Costs

Lowell's housing index of 152 is higher North Charleston's 102, translating to median home prices of $429,000 vs $347,000. The $82,000 difference in home prices means roughly $5,328 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,925/mo in Lowell compared to $1,525/mo in North Charleston, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 104 in Lowell and 101 in North Charleston. A household spending the national average of $475/month on groceries would pay approximately $494/month in Lowell vs $480/month in North Charleston. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 151 in Lowell and 120 in North Charleston. Monthly utility bills average approximately $604 in Lowell vs $480 in North Charleston. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Lowell and 86 in North Charleston. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 32-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $79,700 in Lowell and $61,400 in North Charleston. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,840 and $60,196 respectively. Lowell residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,860/month to housing in Lowell vs $1,433/month in North Charleston. In Lowell, median rent of $1,925/mo exceeds this threshold, suggesting renters may feel stretched. In North Charleston, median rent of $1,525/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 50 index points — focus your budget analysis there.

Frequently Asked Questions

North Charleston is 28.4% more affordable overall with an index of 102 vs 131.
A $75,000 salary in Lowell has equivalent purchasing power to approximately $58,397 in North Charleston, based on the cost of living difference.
Lowell's housing index is 152 with median homes at $429,000, while North Charleston's is 102 with median homes at $347,000.

Moving & Relocation Resources

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