City Comparison

Lowell vs Newport News

Cost of Living Comparison · 2026

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

Newport News

Virginia
92
Below Average
$261,000
Median Home
$1,175/mo
Median Rent
$69,600
Median Income

The Verdict

42.4%

The cost gap between these cities is 42.4%, with Newport News being the more affordable option. A $75,000 income in Lowell has equivalent purchasing power to $52,672 in Newport News.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Lowell
75
Newport News
Groceries
104
Lowell
99
Newport News
Utilities
151
Lowell
104
Newport News
Transportation
108
Lowell
96
Newport News
Healthcare
118
Lowell
111
Newport News

Salary Equivalence

A $75,000 salary in Lowell has the same purchasing power as $52,672 in Newport News.

Conversely, $75,000 in Newport News equals $106,793 in Lowell.

Living in Lowell vs Newport News

Housing Costs

Lowell's housing index of 152 is higher Newport News's 75, translating to median home prices of $429,000 vs $261,000. The $168,000 difference in home prices means roughly $10,920 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,925/mo in Lowell compared to $1,175/mo in Newport News, a monthly difference of $750.

Grocery & Food Costs

Grocery expenses index at 104 in Lowell and 99 in Newport News. A household spending the national average of $475/month on groceries would pay approximately $494/month in Lowell vs $470/month in Newport News. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 151 in Lowell and 104 in Newport News. Monthly utility bills average approximately $604 in Lowell vs $416 in Newport News. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Lowell and 111 in Newport News. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $79,700 in Lowell and $69,600 in Newport News. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,840 and $75,652 respectively. Newport News residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,860/month to housing in Lowell vs $1,624/month in Newport News. In Lowell, median rent of $1,925/mo exceeds this threshold, suggesting renters may feel stretched. In Newport News, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 77 index points — focus your budget analysis there.

Frequently Asked Questions

Newport News is 42.4% more affordable overall with an index of 92 vs 131.
A $75,000 salary in Lowell has equivalent purchasing power to approximately $52,672 in Newport News, based on the cost of living difference.
Lowell's housing index is 152 with median homes at $429,000, while Newport News's is 75 with median homes at $261,000.

Moving & Relocation Resources

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