City Comparison

Lowell vs Murrieta

Cost of Living Comparison · 2026

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

Murrieta

California
131
Expensive
$640,000
Median Home
$2,450/mo
Median Rent
$114,100
Median Income

The Verdict

0.0%

Lowell is 0.0% less expensive than Murrieta overall. A household earning $75,000 in Lowell would need approximately $75,000 in Murrieta to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
152
Lowell
179
Murrieta
Groceries
104
Lowell
115
Murrieta
Utilities
151
Lowell
91
Murrieta
Transportation
108
Lowell
136
Murrieta
Healthcare
118
Lowell
104
Murrieta

Salary Equivalence

A $75,000 salary in Lowell has the same purchasing power as $75,000 in Murrieta.

Conversely, $75,000 in Murrieta equals $75,000 in Lowell.

Living in Lowell vs Murrieta

Housing Costs

Lowell's housing index of 152 is lower Murrieta's 179, translating to median home prices of $429,000 vs $640,000. The $211,000 difference in home prices means roughly $13,716 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,925/mo in Lowell compared to $2,450/mo in Murrieta, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 104 in Lowell and 115 in Murrieta. A household spending the national average of $475/month on groceries would pay approximately $494/month in Lowell vs $546/month in Murrieta. Lowell offers a meaningful advantage on everyday food costs, saving roughly $624/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 151 in Lowell and 91 in Murrieta. Monthly utility bills average approximately $604 in Lowell vs $364 in Murrieta. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Lowell and 104 in Murrieta. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $79,700 in Lowell and $114,100 in Murrieta. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,840 and $87,099 respectively. Murrieta residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,860/month to housing in Lowell vs $2,662/month in Murrieta. In Lowell, median rent of $1,925/mo exceeds this threshold, suggesting renters may feel stretched. In Murrieta, median rent of $2,450/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 60 index points — focus your budget analysis there.

Frequently Asked Questions

Lowell is 0.0% more affordable overall with an index of 131 vs 131.
A $75,000 salary in Lowell has equivalent purchasing power to approximately $75,000 in Murrieta, based on the cost of living difference.
Lowell's housing index is 152 with median homes at $429,000, while Murrieta's is 179 with median homes at $640,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases