Lowell vs Murfreesboro
Cost of Living Comparison · 2026
Lowell
Murfreesboro
The Verdict
Murfreesboro is 40.9% less expensive than Lowell overall. A household earning $75,000 in Lowell would need approximately $53,244 in Murfreesboro to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Lowell has the same purchasing power as $53,244 in Murfreesboro.
Conversely, $75,000 in Murfreesboro equals $105,645 in Lowell.
Living in Lowell vs Murfreesboro
Housing Costs
Lowell's housing index of 152 is higher Murfreesboro's 85, translating to median home prices of $429,000 vs $325,000. The $104,000 difference in home prices means roughly $6,756 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,925/mo in Lowell compared to $1,350/mo in Murfreesboro, a monthly difference of $575.
Grocery & Food Costs
Grocery expenses index at 104 in Lowell and 95 in Murfreesboro. A household spending the national average of $475/month on groceries would pay approximately $494/month in Lowell vs $451/month in Murfreesboro. Murfreesboro offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 151 in Lowell and 89 in Murfreesboro. Monthly utility bills average approximately $604 in Lowell vs $356 in Murfreesboro. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 118 in Lowell and 96 in Murfreesboro. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $79,700 in Lowell and $55,200 in Murfreesboro. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,840 and $59,355 respectively. Lowell residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,860/month to housing in Lowell vs $1,288/month in Murfreesboro. In Lowell, median rent of $1,925/mo exceeds this threshold, suggesting renters may feel stretched. In Murfreesboro, median rent of $1,350/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 67 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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