Lowell vs Milwaukee
Cost of Living Comparison · 2026 Data
Lowell
Milwaukee
💡 The Verdict
Milwaukee is 32% cheaper than Lowell overall. A $75,000 salary in Lowell is equivalent to $51,111 in Milwaukee.
Category-by-Category Breakdown
Index values for Lowell (left) vs Milwaukee (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Lowell versus Milwaukee. Differences shown from Lowell perspective.
| Item | Lowell | Milwaukee | Difference |
|---|---|---|---|
| 1-Bed Rent | $1,280/mo | $820/mo | +$460.00 |
| 2-Bed Rent | $1,900/mo | $1,100/mo | +$800.00 |
| 3-Bed Rent | $2,460/mo | $1,460/mo | +$1000.00 |
| Bread (loaf) | $4.04 | $2.84 | +$1.20 |
| Milk (gallon) | $5.13 | $3.56 | +$1.57 |
| Eggs (dozen) | $4.50 | $3.27 | +$1.23 |
| Coffee (latte) | $7.35 | $5.48 | +$1.87 |
| Gas (gallon) | $3.88 | $3.46 | +$0.42 |
| Restaurant Meal | $20.26 | $15.63 | +$4.63 |
💰 Salary Equivalence
A $75,000 salary in Lowell has the same purchasing power as $51,111 in Milwaukee.
Conversely, $75,000 in Milwaukee equals $110,054 in Lowell.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
The $225 difference is driven by Wisconsin having a higher state income tax rate. Massachusetts details → · Wisconsin details →
Reading These Numbers: Lowell (135) vs Milwaukee (92)
Lowell at 135 is 35% above the US average, while Milwaukee at 92 is 8% below average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.
In Lowell, the composite index of 135 reflects a weighted calculation where housing carries the most influence at 121, followed by groceries (134), utilities (126), transportation (131), and healthcare (131). Costs are fairly balanced across categories.
For renters: With median rents of $1,900/mo in Lowell and $1,100/mo in Milwaukee, the annual rent difference is approximately $9,600.0. Over a 5-year period, that compounds to $48,000.0 in savings by choosing the more affordable city.
For homebuyers: The $209,000.0 difference in median home prices between Lowell and Milwaukee translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Lowell vs Milwaukee
Choosing between Lowell and Milwaukee involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
Long-term affordability in Lowell versus Milwaukee depends partly on cost trajectory. Cities experiencing rapid population growth tend to see costs rise faster than established metros where supply has caught up with demand. While our index captures current conditions, consider whether the city trending cheaper today might converge toward average over the next five to ten years as more people discover it. Our quarterly updates help track these shifts over time.