⚖️ City Comparison

Lowell vs Mesa

Cost of Living Comparison · 2026 Data

Lowell

Massachusetts
135
Very Expensive
$384,000
Median Home
$1,900/mo
Median Rent
$76,400
Median Income

Mesa

Arizona
99
Average
$350,000
Median Home
$1,350/mo
Median Rent
$60,234
Median Income

💡 The Verdict

27% Cheaper

Mesa is 27% cheaper than Lowell overall. A $75,000 salary in Lowell is equivalent to $55,000 in Mesa.

Category-by-Category Breakdown

Index values for Lowell (left) vs Mesa (right). National average = 100.

Housing
121
Housing
98
Groceries
134
Groceries
99
Utilities
126
Utilities
96
Transportation
131
Transportation
103
Healthcare
131
Healthcare
95

Detailed Price Comparison

Estimated item-level prices in Lowell versus Mesa. Differences shown from Lowell perspective.

ItemLowellMesaDifference
1-Bed Rent$1,280/mo$960/mo+$320.00
2-Bed Rent$1,900/mo$1,350/mo+$550.00
3-Bed Rent$2,460/mo$1,740/mo+$720.00
Bread (loaf)$4.04$2.62+$1.42
Milk (gallon)$5.13$4.11+$1.02
Eggs (dozen)$4.50$2.89+$1.61
Coffee (latte)$7.35$5.46+$1.89
Gas (gallon)$3.88$3.47+$0.41
Restaurant Meal$20.26$15.49+$4.77

💰 Salary Equivalence

A $75,000 salary in Lowell has the same purchasing power as $55,000 in Mesa.

Conversely, $75,000 in Mesa equals $102,273 in Lowell.

💼 Take-Home Pay Comparison

Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.

$53,887
Lowell (Massachusetts)
$55,762
Mesa (Arizona)

The $1875 difference is driven by Massachusetts having a higher state income tax rate. Massachusetts details → · Arizona details →

⚙️ Customize Your Comparison

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Your Weighted Score
135 vs 99

Reading These Numbers: Lowell (135) vs Mesa (99)

Lowell at 135 is 35% above the US average, while Mesa at 99 is 1% below average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.

In Lowell, the composite index of 135 reflects a weighted calculation where housing carries the most influence at 121, followed by groceries (134), utilities (126), transportation (131), and healthcare (131). Costs are fairly balanced across categories.

For renters: With median rents of $1,900/mo in Lowell and $1,350/mo in Mesa, the annual rent difference is approximately $6,600.0. Over a 5-year period, that compounds to $33,000.0 in savings by choosing the more affordable city.

For homebuyers: The $34,000.0 difference in median home prices between Lowell and Mesa translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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Making Your Decision: Lowell vs Mesa

Choosing between Lowell and Mesa involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.

Beyond the numbers shown above, quality of life differences between Lowell and Mesa can meaningfully affect your financial picture in ways the index does not capture. Commute time translates to fuel costs and vehicle depreciation. Climate affects utility bills seasonally. Access to public parks and free cultural venues reduces entertainment spending. Consider these secondary financial effects alongside the direct cost comparisons when making your final decision.