City Comparison

Louisville vs Youngstown

Cost of Living Comparison · 2026

Louisville

Kentucky
91
Below Average
$210,000
Median Home
$1,100/mo
Median Rent
$52,238
Median Income

Youngstown

Ohio
82
Very Affordable
$102,000
Median Home
$725/mo
Median Rent
$34,600
Median Income

The Verdict

11.0%

Living in Youngstown costs 11.0% less than Louisville. To match the purchasing power of a $75,000 salary in Louisville, you would need $67,582 in Youngstown.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
77
Louisville
41
Youngstown
Groceries
96
Louisville
98
Youngstown
Utilities
91
Louisville
96
Youngstown
Transportation
100
Louisville
101
Youngstown
Healthcare
93
Louisville
90
Youngstown

Salary Equivalence

A $75,000 salary in Louisville has the same purchasing power as $67,582 in Youngstown.

Conversely, $75,000 in Youngstown equals $83,232 in Louisville.

Living in Louisville vs Youngstown

Housing Costs

Louisville's housing index of 77 is higher Youngstown's 41, translating to median home prices of $210,000 vs $102,000. The $108,000 difference in home prices means roughly $7,020 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Louisville compared to $725/mo in Youngstown, a monthly difference of $375.

Grocery & Food Costs

Grocery expenses index at 96 in Louisville and 98 in Youngstown. A household spending the national average of $475/month on groceries would pay approximately $456/month in Louisville vs $466/month in Youngstown. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Louisville and 96 in Youngstown. Monthly utility bills average approximately $364 in Louisville vs $384 in Youngstown. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 93 in Louisville and 90 in Youngstown. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,238 in Louisville and $34,600 in Youngstown. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,404 and $42,195 respectively. Louisville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,219/month to housing in Louisville vs $807/month in Youngstown. In Louisville, median rent of $1,100/mo fits within this budget. In Youngstown, median rent of $725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Youngstown is 11.0% more affordable overall with an index of 82 vs 91.
A $75,000 salary in Louisville has equivalent purchasing power to approximately $67,582 in Youngstown, based on the cost of living difference.
Louisville's housing index is 77 with median homes at $210,000, while Youngstown's is 41 with median homes at $102,000.

Moving & Relocation Resources

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