City Comparison

Louisville vs Twin Falls

Cost of Living Comparison · 2026

Louisville

Kentucky
91
Below Average
$210,000
Median Home
$1,100/mo
Median Rent
$52,238
Median Income

Twin Falls

Idaho
92
Below Average
$380,000
Median Home
$1,150/mo
Median Rent
$60,900
Median Income

The Verdict

1.1%

The cost gap between these cities is 1.1%, with Louisville being the more affordable option. A $75,000 income in Louisville has equivalent purchasing power to $75,824 in Twin Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
77
Louisville
93
Twin Falls
Groceries
96
Louisville
98
Twin Falls
Utilities
91
Louisville
85
Twin Falls
Transportation
100
Louisville
96
Twin Falls
Healthcare
93
Louisville
94
Twin Falls

Salary Equivalence

A $75,000 salary in Louisville has the same purchasing power as $75,824 in Twin Falls.

Conversely, $75,000 in Twin Falls equals $74,185 in Louisville.

Living in Louisville vs Twin Falls

Housing Costs

Louisville's housing index of 77 is lower Twin Falls's 93, translating to median home prices of $210,000 vs $380,000. The $170,000 difference in home prices means roughly $11,052 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Louisville compared to $1,150/mo in Twin Falls, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 96 in Louisville and 98 in Twin Falls. A household spending the national average of $475/month on groceries would pay approximately $456/month in Louisville vs $466/month in Twin Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Louisville and 85 in Twin Falls. Monthly utility bills average approximately $364 in Louisville vs $340 in Twin Falls. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 93 in Louisville and 94 in Twin Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,238 in Louisville and $60,900 in Twin Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,404 and $66,196 respectively. Twin Falls residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,219/month to housing in Louisville vs $1,421/month in Twin Falls. In Louisville, median rent of $1,100/mo fits within this budget. In Twin Falls, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 16 index points — focus your budget analysis there.

Frequently Asked Questions

Louisville is 1.1% more affordable overall with an index of 91 vs 92.
A $75,000 salary in Louisville has equivalent purchasing power to approximately $75,824 in Twin Falls, based on the cost of living difference.
Louisville's housing index is 77 with median homes at $210,000, while Twin Falls's is 93 with median homes at $380,000.

Moving & Relocation Resources

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