City Comparison

Louisville vs St George

Cost of Living Comparison · 2026

Louisville

Kentucky
91
Below Average
$210,000
Median Home
$1,100/mo
Median Rent
$52,238
Median Income

St George

Utah
110
Above Average
$550,000
Median Home
$1,525/mo
Median Rent
$72,400
Median Income

The Verdict

17.3%

The cost gap between these cities is 17.3%, with Louisville being the more affordable option. A $75,000 income in Louisville has equivalent purchasing power to $90,659 in St George.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
77
Louisville
144
St George
Groceries
96
Louisville
100
St George
Utilities
91
Louisville
87
St George
Transportation
100
Louisville
104
St George
Healthcare
93
Louisville
96
St George

Salary Equivalence

A $75,000 salary in Louisville has the same purchasing power as $90,659 in St George.

Conversely, $75,000 in St George equals $62,045 in Louisville.

Living in Louisville vs St George

Housing Costs

Louisville's housing index of 77 is lower St George's 144, translating to median home prices of $210,000 vs $550,000. The $340,000 difference in home prices means roughly $22,104 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Louisville compared to $1,525/mo in St George, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 96 in Louisville and 100 in St George. A household spending the national average of $475/month on groceries would pay approximately $456/month in Louisville vs $475/month in St George. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Louisville and 87 in St George. Monthly utility bills average approximately $364 in Louisville vs $348 in St George. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 93 in Louisville and 96 in St George. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,238 in Louisville and $72,400 in St George. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,404 and $65,818 respectively. St George residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,219/month to housing in Louisville vs $1,689/month in St George. In Louisville, median rent of $1,100/mo fits within this budget. In St George, median rent of $1,525/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 67 index points — focus your budget analysis there.

Frequently Asked Questions

Louisville is 17.3% more affordable overall with an index of 91 vs 110.
A $75,000 salary in Louisville has equivalent purchasing power to approximately $90,659 in St George, based on the cost of living difference.
Louisville's housing index is 77 with median homes at $210,000, while St George's is 144 with median homes at $550,000.

Moving & Relocation Resources

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