Louisville vs Roswell
Cost of Living Comparison · 2026
Louisville
Roswell
The Verdict
The cost gap between these cities is 19.5%, with Louisville being the more affordable option. A $75,000 income in Louisville has equivalent purchasing power to $93,132 in Roswell.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Louisville has the same purchasing power as $93,132 in Roswell.
Conversely, $75,000 in Roswell equals $60,398 in Louisville.
Living in Louisville vs Roswell
Housing Costs
Louisville's housing index of 77 is lower Roswell's 187, translating to median home prices of $210,000 vs $647,000. The $437,000 difference in home prices means roughly $28,404 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Louisville compared to $1,700/mo in Roswell, a monthly difference of $600.
Grocery & Food Costs
Grocery expenses index at 96 in Louisville and 101 in Roswell. A household spending the national average of $475/month on groceries would pay approximately $456/month in Louisville vs $480/month in Roswell. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 91 in Louisville and 98 in Roswell. Monthly utility bills average approximately $364 in Louisville vs $392 in Roswell. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 93 in Louisville and 103 in Roswell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $52,238 in Louisville and $108,800 in Roswell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,404 and $96,283 respectively. Roswell residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,219/month to housing in Louisville vs $2,539/month in Roswell. In Louisville, median rent of $1,100/mo fits within this budget. In Roswell, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 110 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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