Side-by-side cost of living comparison for 2026
17% cheaper
Louisville is 17% more affordable than Plano. A $75,000 salary in Plano is equivalent to $62,615 in Louisville.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Kentucky salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Louisville has a housing index of 77 while Plano sits at 123 (national average = 100). The median home in Louisville costs $210,000 compared to $400,000 in Plano, a difference of $190,000. Monthly rent follows a similar pattern: $1,100 in Louisville versus $1,700 in Plano.
Groceries and everyday expenses show a narrower gap: Louisville scores 96 while Plano scores 98. Both cities are close to the national average for grocery costs.
Healthcare costs in Louisville (93) are lower than Plano (100). Both are close to the national average.
Median household income in Louisville is $52,238 compared to $96,348 in Plano. When adjusted for cost of living, income goes further in Louisville.
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